BACK TO the module
Dominic DesMarais
Mortgage Advisor
ARTICLE

How to Apply Financial Planning Wisdom to Real Estate Investment

It’s wise to help your clients understand some of the core principles of real estate investing. Creating informed clients by letting them in on the process will build trust that their investment portfolio is in solid care. Review these supporting points that educate your clients.
 

Trust your numbers, trust the results.

One thing you must remember as a financial planner is the value in the numbers and in the results. A financial planner always trusts the numbers when the numbers are right. Don’t feel complacent in real estate investment just because it’s real estate. Be diligent. Protect your clients assets. Do your due diligence. Mitigate the risk.

Put your faith in proven methods, proven results, and proven people. Nothing less.


Reevaluate your trajectory.

Financial planners aren’t of the mindset that a portfolio is set in stone. They reevaluate and revisit their goals, the investments within the portfolio, and the performance therein to ensure that everything is moving in the right direction.

Check in with your clients to ensure that their real estate investments are in sync with the desired financial goal. You must work towards and accomplish specific real estate investment growth. 

Real estate investment growth occurs with active pursuit and is an area where your attentive participation creates a big payout. Teaming with a mortgage professional can help determine if an investment helps that trajectory grow.


Always look ahead.

One of the biggest takeaways financial planners need to share with their clients… Plan. Thinking ahead to the future can be one of the most compelling motivators there is. Too many real estate investors fail to plan ahead because they prefer to think and live in the moment and worry only about their finances for the present.

If you stay future-minded: whether it is a goal for the next five years, or ten, or twenty: you will find that this target helps you stay on track and moving forward. You will find that clients feel more secure and prepared knowing that they are building towards a larger, overarching real estate goals, even as you adjust to meet other goals along the way.

Written by: Chris Clothier

Dominic DesMarais

Mortgage Advisor
Want to learn more? Schedule a free consultation!
Need some
Mortgage Guidance?
Need some mortgage advice? Schedule a consultation
Home
Education
dominicd@fairwaymc.com
Get your FREE mortgage payment estimate*
Start
*The mortgage payment quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances.
This is not a commitment to lend.
Privacy and Security Guaranteed
Question 
1
 / 10
Where are you located?
CONTINUE
What type of home are you purchasing?
Estimate your credit score.
CONTINUE
What is the purchase price of the new property?
$80k$2M+
CONTINUE
What is your estimated downpayment?
0%50%+
CONTINUE
Where are you at in the property search?
Are you working with a realtor?
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Dominic DesMarais
Mortgage Advisor
Schedule a consultation
Your information won’t be sold
dominicd@fairwaymc.com
See if you're paying too much for your mortgage!
Start
*The refinance quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances.
This is not a commitment to lend.
Privacy and Security Guaranteed
Question 
1
 / 16
Where are you located?
CONTINUE
What type of home do you own?
Estimate your credit score.
CONTINUE
Please estimate the value of your property.
$80k$2M+
CONTINUE
What is the remaining 1st mortgage balance?
$0$300k+
CONTINUE
What is your 1st mortgage interest rate?
0%10%
CONTINUE
What kind of rate do you have?
What kind of rate would you prefer?
How will this property be used?
Do you have a 2nd mortage?
Would you like to borrow additional cash?
What is your average monthly income?
$0$50k+
CONTINUE
What are your average monthly expenses?
$0$50k+
CONTINUE
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Dominic DesMarais
Mortgage Advisor
Schedule a consultation
Your information won’t be sold
dominicd@fairwaymc.com
Isn't it time you made your HOME EQUITY work for you?
Start
*Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency. Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. The youngest borrower must be at least 62 years old. Monthly reverse mortgage advances may affect eligibility for some other programs. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
Privacy and Security Guaranteed
Question 
1
 / 10
Where are you located?
CONTINUE
Age of borrower
CONTINUE
What is your current property value?
$80k$2M+
CONTINUE
What is the balance of your mortgage?
$80k$2M+
CONTINUE
What type of home do you own?
Reason for Reverse Mortgage Loan?
CONTINUE
Estimate your credit score.
CONTINUE
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Dominic DesMarais
Mortgage Advisor
Schedule a consultation
Your information won’t be sold
dominicd@fairwaymc.com
Stop paying your landlord.
Start building equity.
Start
The Rent v's Buy quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances.
This is not a commitment to lend.
Privacy and Security Guaranteed
Question 
1
 / 10
What is your monthly rent payment?
CONTINUE
What's your monthly rental insurance?
CONTINUE
What's the price of the home you are considering?
CONTINUE
How much down payment can you afford?
0%50%+
CONTINUE
How long would you want your mortgage to be?
CONTINUE
What is your annual income?
CONTINUE
Are you a Veteran or spouse of a Veteran?
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Dominic DesMarais
Mortgage Advisor
Schedule a consultation
Your information won’t be sold
dominicd@fairwaymc.com
Your dream home renovation is only 2 minutes away
Start
*The mortgage payment quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.
Privacy and Security Guaranteed
Question 
1
 / 11
Where are you located?
CONTINUE
What are you renovating?
CONTINUE
How soon do you want to renovate?
What type of home are you renovating?
What type of loan do you want?
How much do you need to borrow for your project?
$80k$2M+
CONTINUE
How long do you need to pay off your loan (in years)?
1 year12 years
CONTINUE
Estimate your credit score.
CONTINUE
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Dominic DesMarais
Mortgage Advisor
Schedule a consultation
Your information won’t be sold
dominicd@fairwaymc.com
Let’s Calculate Your VA Loan Savings Today!
Start
*A down payment is required if the borrower does not have full VA entitlement or when the loan amount exceeds the VA county limits. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit guidelines, and property limits. Fairway is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency.
Privacy and Security Guaranteed
Question 
1
 / 10
What is your branch of service?
CONTINUE
Are you currently serving?
What type of home are you renovating?
Where are you located?
CONTINUE
What type of home are you purchasing?
What is the purchase price of the new property?
$80k$2M+
CONTINUE
Where are you at in the property search?
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
 %
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Dominic DesMarais
Mortgage Advisor
Schedule a consultation
Your information won’t be sold
Fairway
Fairway
Are you ready to start your homeownership journey? 🏠
Recently Used
Smileys & People
Fairway
Fairway
Are you ready to start your homeownership journey? 🏠
Recently Used
Smileys & People